Top Used Cars Holding Their Value: What Models to Consider in 2025
“When it comes to choosing a used car, the models that hold their value are the ones that keep both your wallet and your long-term investment smiling.” – Tru-Blue Motors
When buying a used car, it’s not just about finding the right model at the right price. It’s also about understanding how well that car will hold its value over time. Resale value plays a huge role in determining how much you’ll get back when it’s time to upgrade, and picking a car that retains its worth can make all the difference.
Smart car choices can significantly reduce depreciation losses. Some models lose their value faster than others, while a select few manage to stay in demand, giving you more bang for your buck. Whether you’re planning to sell in a few years or keep your car for the long haul, choosing one with solid resale value is always a smart financial move.
For those financing a car, resale value is just as important. Cars that hold their worth often come with better loan terms because lenders see them as less risky. Plus, a higher resale price at the end of your loan can help offset what you’ve spent in repayments, saving you money in the long run.
Why Resale Value Matters in 2025
Depreciation is the silent cost of car ownership that often surprises buyers. The moment a new car is driven off the lot, its value starts to drop. Some models lose their worth faster due to lower demand, less reliability, or frequent availability in the market. Others, however, hold their value well, making them a smarter investment for buyers.
In 2025, the Australian used car market remains highly dynamic. As the AADA article highlights, trends such as increased demand for reliable, fuel-efficient models and vehicles with off-road capabilities are shaping buyer preferences. This demand directly impacts resale value, making certain cars more sought after than others.
Key factors that influence a car’s value include brand reputation, reliability, and overall demand. Models like the Toyota Yaris and Suzuki Jimny, for example, maintain their worth thanks to their trusted reliability and strong popularity. Similarly, mileage, condition, and even colour can play a role in how much a car retains its value over time.
Top Cars That Hold Their Value
Not all used cars are created equal when it comes to holding their value. Some models consistently outperform others in resale markets, making them smart investments for buyers. Here are four standout options for 2025:
1. Ford Mustang
Few cars turn heads like the Ford Mustang. Its iconic design and powerful performance keep it in high demand, even in the used car market. Buyers value its blend of style and capability, ensuring it retains more of its worth compared to other sports cars.
2. Toyota Yaris
The Toyota Yaris is a compact car that packs a big punch in terms of value. Known for its reliability and affordability, it’s a favourite among urban drivers and first-time buyers. Its low running costs and trusted brand reputation make it a standout choice for long-term ownership.
3. Suzuki Jimny
For those who love adventure, the Suzuki Jimny delivers. This rugged, compact off-roader has gained a cult following in Australia, and its growing popularity has kept its resale value impressively high. Its unique appeal and capability on rough terrain make it a smart buy for those seeking durability.
4. Toyota Landcruiser
Few vehicles rival the Toyota Landcruiser in terms of durability and reliability. With its proven track record as a family and adventure vehicle, it continues to command high resale values. Its reputation for withstanding tough Australian conditions keeps demand strong.
Depreciation Rates for Top Models Over 5 Years
Car Model | Depreciation Rate (5 Years) | Key Factors |
---|---|---|
Ford Mustang | ~25% | Iconic status, strong demand, and performance features. |
Toyota Yaris | ~30% | Compact, reliable, and affordable for urban drivers. |
Suzuki Jimny | ~20% | Rugged design, off-road capability, and cult following. |
Toyota Landcruiser | ~15% | Exceptional durability, reliability, and high demand. |
Comparing the Value
When it comes to picking a used car, understanding the numbers behind your options is crucial. A detailed comparison can help highlight which vehicles give you the best value over time. Below, we’ve put together a table to showcase how the Ford Mustang, Toyota Yaris, Suzuki Jimny, and Toyota Landcruiser stack up in terms of purchase price, depreciation, resale value, and popularity.
Comparison Table
Car Model | Average Purchase Price | Annual Depreciation | Estimated Resale Value (5 Years) | Popularity Rating |
---|---|---|---|---|
Ford Mustang | $65,000 | ~5% | $48,750 | 8/10 |
Toyota Yaris | $25,000 | ~6% | $17,500 | 9/10 |
Suzuki Jimny | $33,000 | ~4% | $26,400 | 9.5/10 |
Toyota Landcruiser | $85,000 | ~3% | $72,250 | 10/10 |
Key Takeaways
- Ford Mustang: Its strong resale value and iconic appeal make it a solid choice for performance enthusiasts.
- Toyota Yaris: Affordable to buy and easy to maintain, it’s perfect for urban drivers looking for value.
- Suzuki Jimny: Excellent for off-road lovers, this rugged SUV combines low depreciation with growing demand.
- Toyota Landcruiser: Although pricey upfront, its unmatched reliability and durability keep its resale value exceptionally high.
By comparing these factors, it’s clear that each of these models offers strong value retention, making them reliable picks for buyers focused on minimising depreciation losses.
Tips for Financing High-Value Used Cars
Financing a used car with strong resale value can be a smart financial decision. Cars that hold their value well come with several benefits, especially when it comes to securing a loan. Because these vehicles are less likely to lose their worth quickly, lenders see them as lower-risk, which often translates to better loan terms for buyers.
When financing, it’s important to factor in depreciation. Choose a loan term that aligns with the car’s value retention to avoid owing more than the car is worth, known as being “upside down” on your loan. For example, if you’re buying a vehicle like a Toyota Landcruiser, which depreciates slower than most, you can comfortably consider longer loan terms compared to a car with a steeper depreciation curve.
To secure a competitive interest rate, start by shopping around. Compare lenders and don’t hesitate to negotiate. If your credit score is strong, use that to your advantage by asking for better terms. Additionally, consider making a larger down payment. This not only reduces your monthly repayments but also lowers the loan-to-value ratio, which lenders appreciate.
Finally, always review the total cost of the loan, including interest and fees, to ensure you’re making a choice that works for your budget and future goals.
Making the Smart Choice in 2025
Choosing a car that holds its value well is one of the smartest decisions you can make as a buyer. In 2025, standout models like the Ford Mustang, Toyota Yaris, Suzuki Jimny, and Toyota Landcruiser continue to shine for their ability to retain value, offering not just reliable performance but also excellent financial benefits. These cars are ideal for those who want to minimise depreciation losses while enjoying a quality vehicle.
When deciding on your next used car, take the time to weigh your options. Look beyond the purchase price and consider long-term factors like resale value, maintenance costs, and how well the car fits your needs. By focusing on these details, you can save thousands over the life of your car ownership, especially if you’re financing.
Ready to make a confident choice? At Tru-Blue Motors, we’re here to help you find high-value used cars that meet your needs and budget.
Plus, our expert team can guide you through flexible financing options tailored to your situation. Visit us today and discover deals on vehicles that are as smart an investment as they are a joy to drive.