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Buying A Used Car

HOW TO BUY A USED CAR IN QUEENSLAND

Find out everything you need to know to confidently buy a second-hand car in Queensland.

Buying a second-hand car can feel like a big task, but it doesn’t have to be. Whether you’re upgrading your ride or buying your first car, we will walk you through every step. From setting a budget and inspecting the car to understanding legal requirements in Queensland, we’ve got you covered.

WHY BUY A USED CAR?

Save Money on Depreciation

New cars lose value quickly, especially in the first few years. By choosing a used car, you avoid that steep initial drop in value, saving thousands while still getting a reliable vehicle.

Wide Range of Choices

The used car market offers an incredible variety of makes, models, and price points. Whether you’re after a compact hatchback, a family SUV, or a classic car, there’s something for every need and budget.

Environmental Benefits

Buying second-hand reduces the demand for new car production, which helps save resources and lowers the carbon footprint. It’s a simple way to make a more sustainable choice while still driving a great car.

STEPS TO BUYING A USED CAR IN QUEENSLAND

01

Research and set your budget.

02

Inspect the vehicle

03

Check the car's history on the PPSR

(Personal Property Securities Register).

04

Finalise the purchase and transfer ownership.

05

Register the vehicle in Queensland.

WHAT TO LOOK FOR DURING A VEHICLE INSPECTION

Before buying a used car, it’s important to inspect it thoroughly. Here’s a snapshot of what to check:

Confirm the VIN, check servicing is up-to-date, and check for existing finance.

Look for paint inconsistencies, rust, and proper panel alignment.

Test dashboard lights, controls, and look for wear and tear.

Check fluid levels, inspect for leaks, and ensure belts and hoses are in good condition.

Assess steering, braking, suspension, and transmission for smooth operation.

Look for exhaust smoke and unusual odours.

Confirm ownership, registration, and roadworthy certificates.

For our Comprehensive Vehicle Inspection Checklist

UNDERSTAND QUEENSLAND’S USED CAR

Stay informed about these key legal requirements to avoid complications when buying a used car:

Check if the Car is Under Finance

  • Use the Personal Property Securities Register (PPSR) to confirm the car is free from financial obligations.
  • You’ll need the VIN to complete the check.
  • Buying a car still under finance could result in repossession if debts remain unpaid.

Transfer Registration

  • Transfer the car’s registration within 14 days of purchase to avoid fines.
  • The seller must provide a signed transfer form and, if required, a roadworthy certificate.
  • Submit the form to the Department of Transport and Main Roads, pay transfer fees, and confirm the registration is current.

Roadworthy Certificate

  • A valid roadworthy certificate is required for most vehicle sales in Queensland.
  • It confirms basic safety standards and is valid for 2 months or 2,000 km.
  • Ensure the seller provides this certificate before finalising the purchase.

Common Questions About Buying a Used Car

Buying a used car can come with many questions. Here are some of the most frequently asked, with simple answers to guide you.

    • Private Sales:
      Whilst buying privately may seem like it comes at a lower price, often that is not the case because the government charges and transfer fees are additional to the sale price. Private sales don’t include warranties or guarantees, and you’ll need to do more due diligence (e.g., PPSR checks and vehicle inspections).
      Cons: No consumer protections or warranties, potential for hidden issues.
    • Dealerships:
      Dealerships often offer added security, with warranties, certified pre-owned options, and consumer protection under Queensland law. However, these benefits usually come at a higher price.
      Pros: Legal protections, financing options, warranties.
Yes, you’ll need Compulsory Third Party insurance before you’re allowed to drive a vehicle on public roads, even for a short drive.
  • Compulsory Third Party (CTP) Insurance: This is required in Queensland and is usually included in the car’s registration. It covers injuries to others in an accident but not damage to property or the vehicle itself.
  • Additional Insurance Options: Consider comprehensive or third-party property insurance to cover damages or theft. Many insurers allow you to arrange coverage immediately, so you’re protected from the moment you drive away.
    • Legal Risks:
      In Queensland, a roadworthy certificate (Safety Certificate) is mandatory for most vehicle sales. Buying a car without one could mean you can’t legally register it in your name, leaving you unable to drive it.
    • Safety Concerns:
      The certificate ensures the vehicle meets basic safety standards. Without it, you risk purchasing a car with hidden issues, such as faulty brakes or worn tyres.
    • Financial Impact:
      Any repairs needed to meet safety standards will fall on you, potentially costing more than anticipated.

    For our Comprehensive Vehicle Inspection Checklist

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