Don’t believe what many dealers and lenders say; you just need to talk to the right people.
Helping find your next car and finance approval is what we do. We listen to your needs to find out how we can help, unlike many lenders and dealers who give you the cold shoulder when they hear you’re casually employed.
Whether you’ve just landed a new job or you’ve been working casual for years, there are options for personal finance available to most casual workers.
Financing with us is simple, and so is finding the right car, thanks to the wide range of cars we carry. We’re always receiving new stock, and we endeavour to get them online asap, but heaps sell before we get a chance to take pictures! One thing is for sure no matter what type of car it is you’re looking for, you can be confident you’re buying quality. ALL our cars go through multiple inspections, before we decide to keep them and again before we hand over the keys to you.
It’s simple you can choose a car and apply for finance – or – you can apply for loan pre-approval and pick your car later.
You can start your application online, over the phone, or in person, whichever is easier.
Your car loan application will be in great hands with the experienced team of brokers at Anyfin Car Loans, who are located on-site at Tru-Blue Motors. They have access to over 35 lenders and hundreds of finance options; they know the ins and outs of car financing and will guide you through the process. They know what to ask, and what’s required, so you don’t need to. Anyfin’s brokers will search all the available loan options and work with you to secure the best approval.
What you’ll need –
If you have any questions or you’re not sure, just ask. The team is happy to help.
As a casual employee, your credit history plays a crucial role in your car loan application. The team at Anyfin do a soft credit check to ensure your credit history aligns with our lending criteria. A good credit history indicates to lenders that you have been responsible with repayments in the past. However, we also take into consideration other factors, such as your current job stability, regular income, and personal circumstances. It’s important to us that our car loans for casual workers are both fair and manageable..
Interest rates are one of the most important factors to consider when applying for a car loan. At Tru Blue Motors, we offer competitive rates that directly impact your loan repayments. The interest rate, combined with your loan term, determines the repayment amount. You can choose between a variable rate, which may change over the loan term or a fixed rate that stays the same.
Yes, at Tru Blue Motors, we understand that many students rely on casual employment. We offer special car loans for casual workers, including students, as long as you meet our minimum income criteria and can provide evidence of a stable income. Keep in mind that your age and residential status, along with your ability to manage loan repayments, are part of our basic eligibility criteria. If you’re unsure, our team is always ready to help guide you through the application process.
At Tru Blue Motors, we understand that many Australians, particularly those aged 18-25, are in casual employment or new jobs. There are varying requirements for employment duration depending on the lender to secure a car loan. However, we do assess loan applications on a variety of factors, such as your current job, regular income, and credit history. A substantial period of employment can help your application, but we also consider those with a shorter employment history, especially if they can show evidence of a steady casual income or stable personal finance habits.