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At Tru-Blue Motors, we understand the cost of living pressures impacting pensioners and government income recipients.
Your car can be one of the biggest expenses you have, and that makes it even more important you have something reliable. When you need to update your car, you don’t want to risk buying a cheap, private-sale lemon.
Fortunately, at Tru-Blue Motors, we have a huge range of cars in all different shapes, sizes and prices, and what they all have in common is quality! Every vehicle goes through multiple thorough inspections before we decide to keep them for sale. Because we are a LICENCED MOTOR DEALER, you can rest assured EVERY CAR for sale at Tru-Blue Motors, regardless of price, is backed by a statutory WARRANTY and guarantees.
There are many different types of pension, and most are eligible for car loan finance, including
Finding a decent car is only part of the equation. There’s also the process of finding the right finance. It can be difficult to find finance if you’re receiving a pension, but it’s not impossible! That’s why we enlist the help of the experienced brokers from Anyfin Car Loans (ACL 393258).
They specialise in finding car loans for pensioners, even with bad credit or past credit problems and those who rely on supplementary income like Centrelink payments. They can arrange loans with flexible terms, NO EARLY PAYOUT FEES and can customise loan amounts to fit your budget. Let us help you find the right car and loan package that suits your lifestyle and pension payments. Best of all, we’ll do the hard work to get you approved. Fill out our loan application form to get started today.
The types of car loans available to those receiving pensions or other government and agency incomes include secured car loans or unsecured loans and fixed or variable interest loans. Eligibility depends on basic criteria such as income, financial history and other criteria depending on the lender’s requirements. Flexible repayment options and NO EARLY PAYOUT FEES are also available with some of the lender options.
The rate type for your car loan depends on factors such as your credit history and credit score, income, term, residential situation, and the type of car. Fixed loans offer pre-determined, fixed interest rates and repayments, while variable-rate loans have fluctuating rates that may increase over time. It is important to consider your situation and your ability to meet repayments when choosing between fixed and variable-rate loans. If you would like a repayment quote, or need help calculating how much you can borrow based on your income, don’t hesitate to contact us
Yes, it is possible to get a car loan if you receive benefits such as the disability support pension or aged pension. Lenders may have special considerations for pensioners, such as income types or having different eligibility criteria. Tru-Blue Motors customers have access to car loan options specifically designed for pensioners, with the best available rates and flexible repayment options. Unlike other dealers, we don’t just try to push all of our customers through a one-size-fits-all lending approach, we call upon the expertise of the experienced team at AnyFin. Being licensed finance brokers with years of experience, they understand the unique financial situations of our customers and can help them find a loan that meets their needs.
Loan pre-approval is a process in which the team at AnyFin, evaluates a borrower’s financial situation and creditworthiness to determine their loan eligibility. It’s helpful for our customers as it allows you to determine your budget and shop with confidence. For pensioners and those on Centrelink payments, being pre-approved can help you secure a pensioner car loan with competitive rates and flexible repayment options.
It’s quite common to encounter car loan lenders that sneak in additional application fees, ongoing fees, early repayment fees, additional payment fees and late payment fees. Navigating all this and figuring out what loan options are best for you can be quite tricky. Luckily the expert team at AnyFin will compare the market and all the available lender options to present you with the best available loan option.
This takes the guesswork out of saving money on your car loan. Choose Tru-Blue Motors for a simplified search for the lowest-fee loans.
As a specialist in pensioner car loan financing, our customers will always have fair rates based on their specific situation, flexible repayments and straightforward terms. Contact us today to find a loan that meets your needs.
When applying for a car loan, you’ll need to provide personal information such as your name, date of birth, and contact details, as well as proof of income and employment. For pensioners and ‘other’ income recipients and those with low incomes, lenders may require additional documentation, such as pension statements or income statements as proof of income.
The rate type for your car loan depends on factors such as your credit history and credit score, income, term, residential situation, and the type of car. Fixed loans offer pre-determined, fixed interest rates and repayments, while variable-rate loans have fluctuating rates that may increase over time. It is important to consider your situation and your ability to meet repayments when choosing between fixed and variable-rate loans. If you would like a repayment quote, or need help calculating how much you can borrow based on your income, don’t hesitate to contact us
